Sigo Seguros, a Texas-based insurance agency founded to serve Hispanic and working-class families, announced its entry into the commercial auto insurance market on Oct. 1, addressing a persistent gap in coverage options for gig workers, contractors and small fleet owners who have historically faced barriers to affordable business insurance.
Contractors, delivery drivers and other entrepreneurs operating from vans and trucks can now request quotes through sigoseguros.com/comercial, with support from bilingual agents who help compare coverage options across multiple carriers.
"The demand for commercial coverage from our personal auto insurance customers made this decision obvious," said Néstor Hugo Solari, co-founder and CEO of Sigo Seguros. "Many of our clients are hardworking entrepreneurs. We've earned their trust through honest service and comparing prices across different carriers on their behalf, so naturally they've come to us for business needs as well."
Personal auto policies are typically structured for non-commercial use, leaving self-employed workers and small business owners without protection when vehicles are their livelihood. Commercial insurance policies have traditionally been difficult to navigate, especially for Spanish-speaking entrepreneurs working through English-only documentation and complex underwriting processes.
Sigo Seguros addresses this friction through technology and linguistic accessibility. The company's online application collects necessary information upfront, streamlining what can otherwise be a time-consuming process of phone calls, paperwork and back-and-forth communication with insurers. Both the application process and ongoing customer support are available in English and Spanish.
"Commercial insurance can seem complicated, especially when forms only come in English," Solari said. "We use technology to make the process easier. Our online application gathers the information carriers need from the beginning, so entrepreneurs spend less time on paperwork and phone calls and more time managing their business."
Sigo Seguros operates as an insurance agency, not an insurance carrier, meaning the actual policies are issued by the underwriters it represents. All quotes are subject to risk evaluation, eligibility requirements and standard underwriting documentation submitted to state authorities.
Texas serves as the initial market for the commercial expansion, though Sigo Seguros has signaled plans to roll out the product to additional states. Texas has a substantial population of working-class Hispanic and immigrant entrepreneurs, many of whom operate in the gig economy, construction, logistics and service sectors—industries where reliable commercial auto coverage is essential but often difficult to secure.
